Options with The Merchant Marketplace Holdings Corp debt

New lenders now offer refinancing options for merchant cash advances and business loans at lower interest rates and better terms. Eligibility typically requires being no more than three payments behind. Contact us to explore these opportunities.

Before or after an MCA default, lenders may agree to settle for a reduced amount in exchange for prompt repayment. Options include temporary payment reductions, a lump sum payoff, or structured repayment plans. Our team will prepare a comprehensive hardship package and negotiate on your behalf, with our attorneys reviewing all terms to protect your interests.

Litigation is a key consideration in addressing merchant cash advance (MCA) agreements.

Proactive Litigation: Legal action may be necessary to enforce your contractual rights or challenge deceptive practices.

Default Litigation: If you default, MCA funders may sue to recover the full balance—including excessive fees—though you might have valid defenses or counterclaims.

Our law firm represents clients in jurisdictions where MCA lawsuits are filed, ensuring your rights are protected throughout the legal process.

Your bankruptcy eligibility depends on your income and assets, with Chapter 7 and Chapter 13 as the primary options. Many individuals prefer Chapter 7 for its ability to discharge certain debts without further creditor involvement.

Note: Chapter 7 bankruptcy discharges personal debts only; any outstanding business obligations remain unless addressed separately.

A Chapter 11 bankruptcy provides your company with the opportunity to restructure its debts while incorporating certain Chapter 7 provisions. This process can help reduce financial obligations for both you and your business, allowing for a more manageable path toward financial recovery.