MCA Debt Related News
Discover comprehensive insights on MCA debt and stay current with related industry news. Browse our archives below.
The Nuclear Response to MCA Debt: How Article 9 Restructuring Can Wipe Away High-Interest Liens
May 15, 2026
6 min
Discover how Article 9 restructuring can surgically remove high-interest MCA liens. Learn how senior lender priority can 'wash' junior debt and provide a clean slate without the high failure rate of Chapter 11 bankruptcy.
Is Your MCA an Illegal Loan? Using UCC 9-406 and Usury Laws to Fight Back
May 8, 2026
6 min
Is your MCA a true sale or an illegal loan? Learn how to use the 'true sale' debate, usury laws, and UCC 9-406 technicalities to stop aggressive funders from seizing your revenue.
Received a UCC 9-406 Notice? How to Protect Your Customers and Cash Flow from MCA Collections
May 1, 2026
7 min
A UCC 9-406 notice is the 'nuclear option' for MCA funders, threatening your cash flow by forcing customers to redirect payments. Learn how to use the law to demand proof, stop double liability fears, and protect your business.
NJ Senate Bill 1760: New Protections for NJ Small Businesses Against Predatory MCA Practices
April 10, 2026
4 min
NJ Senate Bill 1760 introduces critical transparency and fee restrictions to the commercial financing industry, protecting small businesses from predatory MCA practices. Learn how the new APR disclosure requirements and broker fee prohibitions impact your NJ business.
Maryland Senate Bill 881: What Business Owners Need to Know About New MCA Disclosure and Licensing Laws
April 8, 2026
3 min
Maryland Senate Bill 881 introduces strict new licensing and APR disclosure requirements for commercial financing under $2.5 million. Learn how these laws, which include criminal penalties, aim to protect business owners from predatory lending practices.
California AB 2116: New Protections for Small Businesses Against Predatory Merchant Cash Advances
April 7, 2026
3 min
California's AB 2116 introduces landmark protections for small businesses, banning confessions of judgment and requiring MCA lenders to register with the DFPI. This article explains how these new transparency laws empower business owners to fight predatory financing.
